Meme energy.
Bank-grade utility.
Built on Solana.
A meme coin with real payment rails—enabling instant crypto→fiat settlement for banks and fintechs. Cross-border meme money, fast as an otter.
Raid the bonding curve
Graduation at ~85 SOL (~$69K MC) auto-creates a PumpSwap pool with burned LP = permanent liquidity.
War Room — live
60-minute graduation run
Coordinated buy waves push the bonding curve to ~85 SOL and graduate to PumpSwap.
From meme to money in 3 steps
Buy on the curve, graduate to permanent liquidity, then move value across borders in real time.
1. Buy on Pump.fun
Grab $OTTER on the bonding curve. 1% trading fee (burned). Every buy pushes the curve toward graduation.
2. Curve fills (~85 SOL)
At ~85 SOL (~$69K MC) the token auto-migrates to PumpSwap and the LP is burned—liquidity is permanent.
3. Settle across borders
Tokens flow through our gateway, auto-swap to stablecoin/fiat, and settle in real time for merchants & remittance corridors.
Aligned with 2026 payments trends: tokenized fiat, regulated stablecoins, and ISO 20022-style messaging.
1B supply. Fair curve. Burned LP.
Plain English: 800M on the Pump.fun curve, graduation at ~85 SOL, LP burned on migration.
Supply & fees
Treasury allocation
Top-tier ambassador & KOL grants are vesting-locked with burn clawback to prevent dumps.
Six ways $OTTER burns
A multi-layer burn system creates continuous deflation, trust, and viral marketing moments—every burn is logged on-chain and verifiable.
Transaction burn
1% of every buy/sell/swap is sent to the dead address—continuous, automatic deflation.
Revenue buyback & burn
50% of net protocol revenue buys $OTTER on the open market and burns it, on a randomized schedule.
Milestone burns
Manual 1–5% burns for big moments (10K holders, $1M MC, first bank pilot) — multi-sig gated.
Utility-linked burn
Every $1 of fiat settled via the gateway burns ~$0.01 of $OTTER—deflation scales with real usage.
Vesting clawback burn
If an ambassador/KOL dumps beyond the threshold, part of their unvested grant is burned (not redistributed).
Dead-wallet burn
Unallocated team/advisor tokens are sent to a dead wallet post-launch as a permanent trust signal.
Cumulative burned (event log, in millions)
Burned supply by type
| Type | Amount | USD | Tx |
|---|
Burns do not guarantee price appreciation. Meme tokens are high risk.
Grow the otter army. Earn rewards.
Three tiers. Real-time dashboard, unique referral links, fee-share on referred volume, and vesting grants for the top tier.
- Social tasks & translations
- Small token rewards + NFT badge
- Leaderboard access
- Vetted promoters
- Higher rewards + revenue share
- Early info & private channel
- Regional leads / KOLs
- Vesting grants + events
- Direct team access
Your dashboard awaits
Connect your wallet and join the Ambassador Program to unlock your referral link, live stats, and reward claims.
Trackable links. Meme kit. Performance deals.
Generate a trackable link, grab the meme kit, and pick CPA or rev-share. Compliance-safe disclosure templates included.
Generate your link
Meme kit
Mascot art, banners, caption templates and a short-video storyboard—ready to post.
Disclosure template
Institutional API for real-time settlement
API docs, sandbox, and use cases for remittance and merchant settlement—with KYC/AML hooks built in.
API quickstart
curl -X POST https://api.otter.money/v1/settle \
-H "Authorization: Bearer $OTTER_API_KEY" \
-H "X-Env: production" \
-d '{
"amount": "1000.00",
"source": "OTTER",
"settle_currency": "USDC",
"corridor": "US-PH",
"webhook": "https://bank.example/hooks"
}'Institutional onboarding
Honest, dated milestones
Meme tokens are high risk. Nothing here is investment advice. Burns do not guarantee price appreciation. You could lose everything you put in. Use at your own risk.